Michigan Club Keno is operated by the Michigan Lottery and is one of the most feature-rich state lottery keno games in the country. It's available at bars and restaurants across Michigan, where draws are displayed live on Club Keno monitors, and at standard lottery retailers statewide.
Club Keno draws happen roughly every 3 to 4 minutes, from 5 AM to 3 AM daily, making it one of the faster state keno games. Players pick 1–10 spots from the numbers 1–80, and 20 numbers are drawn. What sets Michigan apart is not the base draw but the stack of optional add-ons: Plus 3, Kicker, and The Jack.
| Operator | Michigan Lottery (state agency) |
|---|---|
| Launched | October 27, 2003, initially in bars and restaurants only |
| Where to play | All Michigan Lottery retailers since October 2010, roughly 10,000 locations statewide |
| Minimum age | 18 to buy a ticket |
| Online play | No. The Michigan Lottery lists Club Keno as in-store only, though the app and website stream the live draws |
| Draw schedule | Roughly every 3 to 4 minutes, 5 AM to 3 AM daily |
| Spots / numbers drawn | Pick 1–10 spots, 20 numbers drawn from 80 |
| Wagers | $1, $2, $3, $4, $5, $10, or $20 per drawing, up to 60 consecutive draws |
| Top prize | $100,000 on a 10-spot $1 ticket; The Jack progressive can reach far higher |
| Prizes paid | More than $6.8 billion to Club Keno players in the game's first 20 years |
You must be 18 or older to buy a Michigan Lottery ticket, Club Keno included. Because so many Club Keno monitors sit in bars and taverns, the venue's own door policy is often 21-and-over, which is a separate rule from the lottery's. Standard retailers such as convenience stores and grocery stores sell the same ticket at 18.
Not for real tickets. The Michigan Lottery lists Club Keno's purchasing options as in-store only. Michigan does have one of the country's more developed iLottery platforms, launched in 2014, and it sells instant games and several draw games online, but Club Keno itself is not among them.
What you can do online is watch. The Michigan Lottery website and mobile app stream the live Club Keno board, show the current draw number, display The Jack jackpot as it grows, and let you replay the drawings your ticket was entered in. Buy at the counter, then follow along from anywhere in the state.
Club Keno launched on October 27, 2003, alongside pull tabs, as part of a Michigan Lottery push into bars and restaurants. For its first seven years the game stayed in those venues, which is where the "club" in the name comes from and why the monitor-in-a-tavern image still defines it.
In October 2010 the Michigan Lottery added Club Keno to every lottery retailer location, taking it from a bar game to a statewide one. The add-ons arrived over the years that followed: Kicker for multiplied prizes, The Jack for a progressive jackpot, and Plus 3 for three extra numbers per draw. Over its first 20 years the game paid out more than $6.8 billion in prizes and contributed over $2.5 billion to Michigan's School Aid Fund.
Michigan Club Keno offers a Kicker add-on that increases Club Keno prizes by up to 5 times. Adding it doubles your Club Keno wager cost (and your Plus 3 cost, if you played that too). The Kicker does not apply to The Jack prizes.
Plus 3 is the add-on people often mistake for a bigger base draw. After the 20 winning numbers are drawn, three additional Plus 3 numbers are selected, giving you 23 numbers in total to match against. It doubles your Club Keno and Kicker wager cost and does not apply to The Jack.
The catch worth knowing: on a 10-spot ticket, adding Plus 3 can cancel out the match-0 prize, since three extra numbers make hitting zero much harder. On smaller spot counts the extra numbers are close to a straight improvement, which is why the published "overall odds with Plus 3" are better at every spot count.
The Jack is Michigan Club Keno's progressive jackpot feature, one of the few progressive jackpot elements in any state lottery keno game. Here's how it works:
The Jack makes Michigan Club Keno particularly appealing for players who enjoy the excitement of a growing jackpot on top of standard keno gameplay.
The Michigan Lottery streams every Club Keno draw on its website and mobile app, and the app will replay the drawings your ticket covered. Ticket sales, though, are in-store only. Michigan's iLottery platform sells other games online, but Club Keno is not one of them.
Payouts are for a $1 base bet on the standard 20-number draw. Multiply by your wager for the actual prize.
| Matches | Payout ($1 bet) |
|---|---|
| Match 0 | $0 |
| Match 1 | $2 |
| Matches | Payout ($1 bet) |
|---|---|
| Match 0 | $0 |
| Match 1 | $0 |
| Match 2 | $11 |
| Matches | Payout ($1 bet) |
|---|---|
| Match 0 | $0 |
| Match 1 | $0 |
| Match 2 | $2 |
| Match 3 | $27 |
| Matches | Payout ($1 bet) |
|---|---|
| Match 0 | $0 |
| Match 1 | $0 |
| Match 2 | $1 |
| Match 3 | $5 |
| Match 4 | $72 |
| Matches | Payout ($1 bet) |
|---|---|
| Match 0 | $0 |
| Match 1 | $0 |
| Match 2 | $0 |
| Match 3 | $2 |
| Match 4 | $18 |
| Match 5 | $410 |
| Matches | Payout ($1 bet) |
|---|---|
| Match 0 | $0 |
| Match 1 | $0 |
| Match 2 | $0 |
| Match 3 | $1 |
| Match 4 | $7 |
| Match 5 | $57 |
| Match 6 | $1,100 |
| Matches | Payout ($1 bet) |
|---|---|
| Match 0 | $0 |
| Match 1 | $0 |
| Match 2 | $0 |
| Match 3 | $1 |
| Match 4 | $5 |
| Match 5 | $11 |
| Match 6 | $100 |
| Match 7 | $2,000 |
| Matches | Payout ($1 bet) |
|---|---|
| Match 0 | $0 |
| Match 1 | $0 |
| Match 2 | $0 |
| Match 3 | $0 |
| Match 4 | $2 |
| Match 5 | $15 |
| Match 6 | $50 |
| Match 7 | $300 |
| Match 8 | $10,000 |
| Matches | Payout ($1 bet) |
|---|---|
| Match 0 | $0 |
| Match 1 | $0 |
| Match 2 | $0 |
| Match 3 | $0 |
| Match 4 | $2 |
| Match 5 | $5 |
| Match 6 | $20 |
| Match 7 | $100 |
| Match 8 | $2,000 |
| Match 9 | $25,000 |
| Matches | Payout ($1 bet) |
|---|---|
| Match 0 | $5 |
| Match 1 | $0 |
| Match 2 | $0 |
| Match 3 | $0 |
| Match 4 | $0 |
| Match 5 | $2 |
| Match 6 | $10 |
| Match 7 | $50 |
| Match 8 | $500 |
| Match 9 | $5,000 |
| Match 10 | $100,000 |
Looking for the closest one? We list all 10,403 Michigan keno locations by city, with addresses, phone numbers and directions, straight from the Michigan Lottery's own retailer data.
Where Michigan keno players go: the cities with the most keno retailers, each with full addresses and directions.
Club Keno is sold at every Michigan Lottery retailer, roughly 10,000 locations statewide, after the game expanded beyond bars and restaurants in October 2010.
Plus 3 adds three numbers to the 20 drawn and doubles your cost. It improves the overall odds at every spot count, but on a 10-spot ticket it can wipe out the match-0 prize. Run both versions through the payout calculator before you commit to it.
One bet card can cover up to 60 consecutive drawings, and at a draw every few minutes that is several hours of play bought in one transaction. Decide the total spend before you mark the card rather than after.
Adding The Jack gives you a progressive jackpot shot but increases your cost per draw. If you're playing for the jackpot experience, it's fun. If you're playing for regular wins, skip it and focus on spot selection.
Calculate exact probability for any spot count. Works for Michigan keno and any keno game.
Calculate OddsEnter your bet to see expected payouts and compare paytables.
Calculate PayoutsKeno pays the same by spot count wherever you play. See exactly what each match is worth, then check it against the Michigan game above.
Michigan Club Keno payout chart: every prize and the odds →
New to spot counts? Start with the 5 spot keno payout chart for balanced play, or the 8 spot keno payout chart for bigger jackpots, then compare every option in the spot count comparison tool. For the Michigan Club Keno prizes themselves, spot count by spot count, see the michigan club keno payout chart.
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Keno rules stop at the state line. Here is what the states around Michigan offer, whether that is a lottery draw game, casino keno, or nothing at all.
Game rules, draw cadence and paytables on this page are transcribed from the Michigan Lottery's official rules. Last verified August 16, 2026. KenoSpots is operated by BoostOps and is not affiliated with any lottery. Spot an error? Tell us.
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